Ross Gray Insurance Agency, Inc
Beauty and Barber Shop Insurance
Your friendly neighborhood Farmers Insurance Agent is here to help with your auto, home, and life, along with many other products to get you better protected. Offering multi-line products for over 30 years.
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Beauty/Barber Shop Insurance

Groom your business with this program for beauty/barber shops with owner as operator, operators as employees or operators as independent contractors. Coverage is also available for individual operators, masseuses, manicurists, ear piercing, makeovers and facials.

General Liability

  • Primary Limits up to $3,000,000 Occurrence/Aggregate
  • Hired and Non-owned Auto

Included Coverages:

  • Medical Payments Coverage - $5,000 Limit
  • Errors and Omissions Coverage Part - Policy Limits
  • Sexual and Physical Abuse Coverage - $50,000 per Claim/$100,000 Aggregate (higher optional limits available)

Deductible:

  • No Deductible Required

Property

  • Basic, Broad or Special Form
  • Replacement Cost or ACV
  • Building
  • Contents
  • Business Income
  • Equipment Breakdown
  • Accounts Receivable
  • Computer Equipment
  • Outside Signs
  • Valuable Papers

 

Crime

  • Inside the Premises - Theft of Money and Securities
  • Inside the Premises - Robbery or Safe Burglary of Other Property
  • Outside the Premises